As a college student, it’s vital to have health insurance. After all, it’s important to keep up with routine doctor visits, and you never know when and if you will need to go to the emergency room. Make note of the following ways to get affordable health insurance for college students.
- Stay on your parents insurance policy. As a result of Obamacare, children can now stay on their parents policy until they reach the age of 26.
- Check to see if your university offers a student health care plan. Often times you can even use student loans to pay your health insurance premium. However, these plans can be more restrictive than other health insurance policies.
- If you are on a very tight budget, a catastrophic plan might be the way to go. This policy is meant for major emergencies and also covers three primary care visits per year. The deductible for these types of plans can be very high.
- Obamacare brought a health exchange in which private insurers offer standardized plans. Medicaid has also been expanded and provides inexpensive health care to low income people.
For more information about affordable health insurance for college students, contact us at Durkin Agency.